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Money calculators for freelancers and founders
Instant answers to the questions that decide your real income: how much tax to set aside, what your payment processor keeps, and whether your AI product makes money. Everything runs in your browser.
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Calculators
- 1099 Self-Employment Tax CalculatorTake-home pay, SE tax, federal and state income tax, and quarterly estimated payments.15 states · Open calculator
- Payment Fee & Reverse Invoice CalculatorWhat Stripe, PayPal or Square keeps, and exactly how much to invoice to pass the fee on.5 platforms · Open calculator
- AI API Cost & SaaS Margin CalculatorMonthly token cost by model, profit margin at your price, and break-even user count.LLM pricing · Open calculator
1099 tax calculator by state
State-specific brackets, deductions and estimated payment rules for 2026.
- ArizonaTop rate 2.5%
- CaliforniaTop rate 13.3%
- ColoradoTop rate 4.4%
- FloridaNo income tax
- GeorgiaTop rate 5.19%
- IllinoisTop rate 4.95%
- MassachusettsTop rate 9%
- New JerseyTop rate 10.75%
- New YorkTop rate 10.9%
- North CarolinaTop rate 3.99%
- OhioTop rate 2.75%
- PennsylvaniaTop rate 3.07%
- TexasNo income tax
- VirginiaTop rate 5.75%
- WashingtonNo income tax
Payment fees by platform
Net payout and reverse-invoice calculators for the most popular processors.
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